Shopify fee calculator.
Compare every Shopify plan side-by-side at your actual sales volume. Total cost, effective rate, and the breakpoint where each upgrade pays off — calculated live.
Why fee structure matters more than plan price.
Shopify plans look simple but compound oddly. A $39 plan with a 2.9% rate may cost more than a $399 plan with 2.4% — depending entirely on your volume.
Basic
$29/mo2.9% + $0.30 per online card transaction
Shopify
$79/mo2.7% + $0.30 per online card transaction
Advanced
$299/mo2.5% + $0.30 per online card transaction
Plus
$2300/mo2.15% + $0.30 per online card transaction
Compare plans at your volume.
Updates live as you type.
Billing cycle
Total revenue processed through Shopify.
Number of orders per month.
How to reduce Shopify fees.
- 01Use Shopify Payments.Eliminates the third-party transaction fee (0.2–2.0%) entirely. Most merchants save more than enough to cover any feature trade-off.
- 02Pay annually.Save ~25% on the plan fee. Easy money if you're committed.
- 03Upgrade at the right time.Use the breakpoint table below — upgrading too early or too late both cost you.
- 04Raise AOV.The fixed $0.30 per transaction dilutes the bigger the order. Bundles and upsells trim the effective rate.
- 05Negotiate Plus.Shopify Plus pricing is negotiable for high-volume merchants. Don't take the list price.
Additional Shopify fees to watch.
Shopify Payments vs. third-party gateways.
Just use Shopify Payments.
Shopify Payments (powered by Stripe) is the default for a reason. If you use a third-party gateway, Shopify adds 0.2–2.0% on top of that gateway's fees. The savings rarely justify the alternative.
Frequently asked questions.
How much does Shopify charge per transaction?+
Using Shopify Payments, online credit card rates range from 2.15% + $0.30 (Plus) to 2.9% + $0.30 (Basic). If you use a third-party payment gateway instead, Shopify charges an additional 0.2% to 2.0% per transaction on top of your gateway’s fees.
What is the cheapest Shopify plan?+
Shopify Basic costs $39/month ($29/month if billed annually). It includes all core features but has the highest transaction fees at 2.9% + $0.30 per online sale with Shopify Payments.
When should I upgrade my Shopify plan?+
Upgrade when the savings from lower transaction fees exceed the higher plan cost. For example, upgrading from Basic (2.9%) to Shopify (2.7%) saves 0.2% per transaction. At $33,000+/month in sales, the savings cover the $66/month price difference.
Does Shopify charge fees if I use Shopify Payments?+
Yes, you still pay credit card processing fees (2.15-2.9% + $0.30). But you avoid the additional third-party transaction fee (0.2-2.0%) that Shopify charges when using external payment gateways like PayPal or Authorize.net.
How do Shopify fees compare to Stripe?+
Shopify Payments (powered by Stripe) charges 2.5-2.9% + $0.30 depending on plan, while standalone Stripe charges a flat 2.9% + $0.30. On the Advanced or Plus plan, Shopify is cheaper per transaction, but you also pay the monthly plan fee.
Are there any hidden Shopify fees?+
No hidden fees, but costs that surprise new merchants include: the third-party transaction fee if not using Shopify Payments, international card surcharges (+1.5%), premium themes ($100-350 one-time), and paid apps (typically $5-100/month each).
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Outgrowing Shopify? Time to build custom.
At higher revenue levels, platform fees compound into rent money. I build custom e-commerce solutions in Next.js that eliminate per-transaction fees and give you full control over checkout, design, and integrations.
Email meBuilt by Taro Schenker — full-stack developer who works with startups and local businesses.